Mississauga and Oakville real estate and homes for sale in Ontario - James McCloskey and Peter With, REALTORS® James McCloskey and Peter With REALTORS(r) for Mississauga and Oakville, Ontario real estate - NUMBER1EXPERT™ James McCloskey and Peter With NUMBER1EXPERT(tm) for Mississauga and Oakville, Ontario real estate
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James McCloskey and Peter With, REALTORS®, real estate agent and broker for Mississauga and Oakville Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)


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Why Buyers Choose Us: Mississauga and Oakville Ontario home buying, real estate listings, and homes for sale in                                County, ON
Welcome > For Buyers > Why Buyers Choose Us ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top local Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the market, even listings not yet on the MLS, through our professional Ontario real estate affiliations. 

- Our expert local knowledge of the area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Mississauga & Oakville are no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! We will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Mississauga & Oakville areas. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
 

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Real Estate Tips
Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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James McCloskey and Peter With, REALTORS®, real estate agent and broker for Mississauga and Oakville Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

James McCloskey and Peter With
RE/MAX Realty Enterprises Inc.

1697 Lakeshore Rd West
Mississauga, Ontario L5J 1J4
Canada
Office: 905-855-2200
Home Office: 905-849-0027
Fax: 905-849-0595
Email: peter@peterwith.com

Peter With has over 20 years residential real estate experience and is an expert in Mississauga & Oakville. He has lived and worked in the area for many years, and he knows it intimately. He is in the top 1% in RE/MAX internationally and holds the RE/MAX "Hall of Fame" award. As a husband and father of two, Peter understands that most of us would rather spend time with our family than hours trying to buy or sell a home. This is why his love and knowledge of the community benefits his real estate clients. He is able to locate the perfect home for buyers and get the best price for sellers in very little time. If you are looking for the Realtor who knows the Mississauga & Oakville market, call Peter With for experience and success in helping you buy or sell your home.

CRS MLS REALTOR



RE/MAX Realty Enterprises Inc. real estate and homes for sale in Mississauga and Oakville Ontario
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